For other details regarding this account, you can reference your disclosures which covers all other terms and conditions.ģUCU guarantees that our lowest loan rate for cars, credit cards, consolidation, and HELOCs are in the top 1% nationwide as measured in a monthly rate survey by Rate Watch, a part of S&P Global. Fees may reduce earnings. Minimum deposit of $500 required to open certificate and qualify for promotional rate. Penalty may be imposed for early withdrawal. New money is money not currently or previously held in a UCU account. Promotional rates are subject to change or end without notice. If you need printing, shipping, shredding, or mailbox services. Special Promotional certificate will renew as a 12-month certificate at the available rate for the product at that time. DOLLAR TREE - 15 Photos & 37 Reviews - 2970 Cochran St, Simi Valley, CA - Yelp. Promotional rate in effect as of July 13, 2022. Rates current as of May 4, 2023, and are subject to change based on market conditions and borrower eligibility.ĢSpecial promo rate is 2.25% APY on new money deposited to UCU. The maximum annual percentage rate for a UCU Credit Card is 23.99% APR. Rates stated available on approved credit and may be different as determined by the individual creditworthiness of each applicant. All accounts are subject to approval.ġAPR = Annual Percentage Rate. Shred Nations is the industry's only online marketplace for local shredding services, connecting ready-to-buy customers with ready-to-serve shredding providers. A $50 minimum deposit is required to open a University Checking Account. To establish a UCU Membership, you must deposit at least $5 to a Regular (Share) Savings Account. Rate subject to change after account opening and may vary based on qualifications met at month end. Fees could reduce the earnings on the account. APY is accurate as of the last dividend declaration date. Dividends are disbursed monthly into the active University Checking Account.
Dividends are calculated by the daily balance method, which applies a daily periodic rate to the balance in the account at the end of each day. Secondary University Checking Accounts not eligible to earn APY. If the requirements are not met, then no dividend is earned. Qualifying University Checking Accounts are defined as having at least 25 transactions per month (includes transactions made with both debit and credit cards) and enrollment in eStatements. Balances above $25,000 will be paid at the regular checking rate. Qualifying University Checking Accounts will earn 1.00% APY in dividends on balances up to $25,000. Multiple loans in the same category count for only 1.00% APY in dividends. All accounts must be in good standing with no delinquency or bankruptcy pending. Account does not earn dividends if there is a $0 balance in a HELOC at the end of the month. Credit card must be active, have at least one monthly transaction (excludes balance transfers and cash advances), and be enrolled in credit card eStatements to qualify for the extra 1.00% APY in dividends.
*APY = Annual Percentage Yield. To earn up to 5.00% APY, member must have a qualifying University Checking Account.
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